Bip39 Wallet. The wallet handles the major lifting of changing the mnemonic words through a process of complicated hashing, salting, and checksum functions into a binary "seed," that is then used to deliver the all-important personal and public encryption keys. Be aware: For anybody unfamiliar with cryptocurrencies, Vault12 refers to https://webtechdirectory.com/listings13039671/bip39-list-https-linktr-ee-bip39-bip39-options